Set it up in an afternoon.
Then let ty.money keep your books current automatically.
- Step 1
Connect your bank
Link your NZ bank account via Akahu in a few clicks. Read-only — we never touch your funds.
- Step 2
AI codes transactions
Every transaction is automatically matched to an account with the right GST treatment.
- Step 3
Review & approve
Quickly scan what the AI has done. Override anything that doesn't look right.
- Step 4
Stay GST-ready
Your GST return is always up to date. Review the figures and you're done.
3 hrs
Saved per week on average
Across NZ sole traders & small businesses
90%
Of transactions coded automatically
AI handles the volume, you approve
< 1 hr
To file your GST return
From review to submission
$10
Per month, all in
Less than two coffees a week
The spreadsheet way vs. ty.money
See what changes when your books look after themselves.
- Manual data entry from bank statements
- Guess at GST codes on every transaction
- Shoebox of receipts at tax time
- Email attachments back and forth with your accountant
- Risk of formula errors and missing transactions
- Panic-filing GST returns at the last minute
- Transactions imported automatically from your bank
- AI applies correct GST — you just review
- Receipts attached to transactions on the spot
- Accountant has live access — no exports needed
- Every entry locked with a cryptographic audit trail
- GST return ready to review any time of the month
Less admin.
More of what matters.
ty.money handles the bookkeeping automatically so you can focus on running your business.
Save 3+ hours every week
No more manual data entry. Transactions are imported and coded automatically every day.
Attach receipts as you go
Snap a photo of a receipt and attach it to the transaction. No more shoebox at tax time.
Your accountant will love it
Share live access so they have everything they need — no exports or email threads required.
What NZ business owners say
"I used to dread doing the books. Now I check in once a week, approve what the AI has done, and I'm done. GST used to take me a whole day — it's now an hour."
James Tahu
Owner, Tahu Building Services — Hamilton