Transparent pricing
Simple pricing,
no surprises.
Whether you're managing your own books or running a full-service practice, there's a plan built for you.
MonthlyAnnualSave 17%
Solo
For individuals
Manage your own business books with ease.
$10NZD / month
Billed monthly. Cancel any time.
- 1 business entity
- Akahu bank connection
- AI transaction coding
- GST return preparation
- Document storage (receipts & invoices)
- Share access with your accountant
- Email support
Most popular
Practice
For accounting firms
Manage all your clients in one place.
$10per client / month
Min. 10 clients ($100/mo). 14-day free trial.
- Everything in Solo — per client
- Unlimited entities per client
- Practice dashboard
- Bulk transaction processing
- Client portal access
- Cryptographic audit trail
- Priority NZ phone & email support
- Dedicated onboarding session
No credit card required
Start your 14-day trial and connect your bank before you commit to anything.
Cancel any time
No lock-in, no cancellation fees. Cancel from your settings in under 30 seconds.
Full data export
Your data is always yours. Export everything as CSV or PDF at any time, even after cancellation.
Compare plans
Everything side by side — no fine print.
| Feature | Solo | Practice | Enterprise |
|---|---|---|---|
| Business entities | 1 | Unlimited per client | Unlimited |
| Bank connections (Akahu) | 1 | Per entity | Per entity |
| AI transaction coding | |||
| GST return preparation | |||
| Document storage | |||
| Practice dashboard | — | ||
| Bulk transaction processing | — | ||
| Client portal | — | ||
| Cryptographic audit trail | — | ||
| White-label options | — | — | |
| Custom API integrations | — | — | |
| Support | Priority NZ | Dedicated manager |
What practices say
"We onboarded 12 new clients in the first month without hiring anyone. ty.money handles the volume — we handle the advice."
Anna Moyle
Principal, Moyle & Associates — Wellington
Common questions
Can't find what you're looking for? Email us at [email protected]
- Is there a free trial?
- Yes — every plan starts with a 14-day free trial. Connect live bank feeds and run AI coding on real transactions before committing. No credit card required.
- How does annual billing work?
- Pay upfront for 12 months and receive 2 months free (equivalent to 17% off). You can switch to annual from your account settings at any time.
- What counts as a 'client' on the Practice plan?
- One client is one NZ business or individual you manage in ty.money — including all their entities. A client with 3 companies still counts as one client.
- How does Akahu bank access work?
- We use Akahu's official open banking API. Access is read-only — we never store your banking credentials and you can revoke access at any time from your Akahu dashboard.
- Can I migrate from Xero or MYOB?
- Yes. We provide a guided migration tool for chart of accounts, opening balances, and historical transactions. Our NZ support team can assist throughout the process.
- What happens to my data if I cancel?
- Your data is retained and exportable for 90 days after cancellation. You can download a full export at any time — CSV for transactions, PDF for reports.
- Does my accountant need their own account?
- No. You can share access with your accountant directly from your settings. They get their own login with the permissions you choose — no extra cost.
- Is ty.money IRD-approved?
- ty.money is compliant with IRD record-keeping requirements. All transaction records and GST calculations meet the 7-year retention standard. We follow IRD guidance on electronic records.
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