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New: AI transaction coding now live for all NZ banks via Akahu
Our story

Built in Auckland,
for Aotearoa.

We built ty.money because the accounting software available to New Zealand businesses and firms was designed for somewhere else. We wanted something that understood how NZ tax actually works — and got better every week.

How ty.money started

The idea for ty.money came out of a conversation with an Auckland accountant who was spending 40% of her time on transaction coding — work she described as "not accounting at all."

The global tools available worked fine in theory, but none of them understood how GST filing actually worked in New Zealand, how Akahu bank feeds mapped to NZ account structures, or how small NZ firms operated day to day.

We spent six months working alongside NZ accountants and business owners before writing a line of production code. The result is a platform that doesn't need configuration to understand NZ tax — because it was designed for it from the start.

Timeline

  1. Early 2024

    Research & discovery

    Interviewed 30+ NZ accountants and business owners to map the real pain points in NZ bookkeeping.

  2. Mid 2024

    Core platform built

    Launched the AI transaction coding engine, Akahu bank sync, and GST module with NZ-specific rules baked in.

  3. Late 2024

    Beta with accounting firms

    Piloted with six NZ accounting practices. Shipped 200+ improvements based on daily feedback.

  4. Early 2025

    Public launch

    Opened to all NZ businesses and firms. Practice plan launched for accounting firms managing multiple clients.

  5. 2025 onwards

    Growing fast

    Continuing to expand features, deepen IRD compliance, and build the best accounting product for Aotearoa.

Our mission

Make accurate accounting accessible to every New Zealand business — whether you're a sole trader or a multi-entity firm.

We believe that the annual tax scramble, the shoebox of receipts, and the three-hour GST return are all problems that modern software should have solved by now. So we built the solution.

New Zealand first
IRD rules, GST rates, and Akahu open banking are built in from day one — not retrofitted.
AI that understands context
Our transaction coding engine learns from NZ-specific patterns, not generic global training data.
Privacy by design
Your financial data is stored in Auckland. We don't sell data or use it to train third-party models.
Built with accountants
Every feature has been tested with NZ accounting practices. We listen and we ship fast.

Proudly NZ-owned and operated.

Our team is based in Auckland. Our data stays in New Zealand. And our roadmap is driven by the needs of NZ accountants and business owners — not some global product committee.