Features
The complete accounting stack
for New Zealand.
From live bank feeds to IRD-ready returns — everything in one platform.
GST Returns
Your GST summary is always accurate and up to date. Review the figures for your return period and file with confidence.
Akahu Bank Sync
Connect any NZ bank account via Akahu. Transactions flow in automatically — no CSV imports, no manual entry.
Multi-Entity Practice Management
Manage all your clients in one place — sole traders, companies, trusts, and rentals. See every client's status at a glance with outstanding deadlines surfaced automatically.
- Practice dashboard across all clients
- Client portal with view-only access
- Unlimited entities per client
Fixed Asset Register
Automated IRD-standard depreciation schedules for all capital expenditure.
Document Hub
Attach receipts and invoices directly to transactions with OCR extraction.
Audit Trail
Every action is permanently logged. Tamper-proof records for IRD.
Customer stories
What NZ businesses are saying.
"We migrated 28 clients from our old platform in under a week. The AI coding alone saves us roughly three hours per client every month — it's been transformative for our practice."
Sarah Mitchell
Principal, Mitchell & Co Accountants · Wellington
"GST returns used to take half a day of chasing receipts and reconciling figures. Now I review what the AI has done, confirm the numbers, and I'm done in 20 minutes. Genuinely."
James Tahu
Owner, Tahu Building Ltd · Hamilton
"The multi-entity dashboard changed how we run our practice. I can see the status of all 40 of our client entities in one view, not 40 separate logins."
Priya Sharma
Director, Clarity Accounting · Auckland
Platform reliability
- Uptime SLA
- 99.99%
- API response
- <50ms
- GST accuracy
- 100%
- Encryption
- AES-256
Built for the way NZ
tax actually works.
IRD requirements, GST rules, and depreciation schedules are baked in — not bolted on. Designed for Aotearoa from the ground up.
Full audit trail
Every change is permanently logged. Always know who did what and when.
IRD depreciation pools
Automated asset depreciation using NZ thresholds and pooling rules.
Read-only Akahu sync
Bank data flows in securely. Your credentials never touch our servers.
FAQ
Everything you need to know.
Can't find an answer? Email us at [email protected] and we'll get back to you same day.
- How long does setup take?
- Most businesses connect their bank and see their first coded transactions in under an hour. Link your NZ bank via Akahu, review the AI's first pass, and your books are live.
- What entity types does ty.money support?
- Sole traders, companies, trusts, partnerships, and rental properties are all supported. Accounting firms can manage unlimited entity types under one login.
- Do I need accounting knowledge to use it?
- Not for day-to-day use. The AI handles categorisation automatically. Your accountant can be given direct access — no data exports or spreadsheets required.
- What happens to my data if I cancel?
- Your data is retained for 90 days after cancellation so you can export everything. After that window it's securely and permanently deleted from our systems.
- Is ty.money approved for IRD record-keeping?
- Yes. ty.money meets IRD's 7-year record retention requirement and all GST calculations follow current NZ rates, periods, and filing rules.
- How is this different from other accounting software?
- ty.money is built specifically for New Zealand — IRD depreciation rules, GST rates, and Akahu open banking are native, not add-ons. Most alternatives are global platforms adapted for NZ.